Market Disclosure & Liquidity Management




	Market Disclosure The Society makes capital disclosures as mandated by APRA Prudential Standard APS330. The Society is required by APRA to deduct the market value of its equity holdings from its capital base. The impact of such a deduction on the Society's capital is evident when viewing the ratios excluding this deduction. It is this ratio that truly reflects the overall capital strength of the Society.
		APS 330 Quarterly Disclosures
		APS 330 Annual Disclosures

	Liquidity Management Strategy
	The Society has always adopted a conservative approach to liquidity risk management. This has resulted in high levels of liquidity being available to meet member requirements, loan funding and to provide a buffer to cover unexpected/ unforseen events.
	During the recent financial market turmoil the Society has not experienced any abnormal withdrawal patterns and in fact, the Society's liquidity ratio increased during this period. This illustrates the effectiveness of its management approach and the close rapport the Society has with its members.
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Phone: 1300 227 275 or 6772 5522 Fax: 02 6772 9274 Email: info@absbuildingsociety.com.au ABS Building Society Ltd ABN 84 087 651 938 BSB 630-000 Privacy Statement